Hawaii real estate exam
Format, passing score, fees and what to study — compiled from the official candidate handbook and state sources, with a link and a confidence level for every fact. Last verified 2026-10-31.
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Hawaii exam format and requirements
| Fact | Value | Confidence | Source |
|---|---|---|---|
| Regulator | Hawaii Real Estate Commission (Real Estate Branch, Dept. of Commerce and Consumer Affairs) | Official source | Link |
| Exam provider | PSI Services LLC Bulletin effective 1/16/2026. | Official source | Link |
| National-portion questions | 80 Uniform (General) portion: 80 items (80 points). Bulletin has an 'Experimental Questions' section (unscored items). | Official source | Link |
| State-portion questions | 50 State portion: 50 items (50 points). | Official source | Link |
| Exam time (minutes) | 240 Uniform 150 min + State 90 min = 240 min for the combo (130 points). | Official source | Link |
| Passing score | 70% on each portion (salesperson); 75% broker | Official source | Link |
| Exam fee (USD) | $61 $61 for the examination regardless of taking one or both portions. | Official source | Link |
| Pre-licensing hours | 60 60-hour Hawaii salesperson prelicensing course; school completion certificates valid 2 years; as of 12/10/2025 candidates must upload certificates to PSI before testing. | Official source | Link |
| Languages | English No other exam language is listed in the official handbook/bulletin; English-only is inferred from silence. | Secondary source | Link |
| Active licensees | 10851 About the Commission page: ~17,183 licensees (12,327 active, 4,856 inactive) incl. 3,774 brokers and 10,851 salespersons - undated, and the 10,851 figure is NOT split active/inactive. FY2024 annual report says 19,839 … | Secondary source | Link |
“Official source” = read in a state agency page or the exam provider’s candidate handbook on 2026-10-31. Anything marked “Vendor claim” or “Not verified” should be confirmed before you rely on it. Fees and formats change.
What this means for your study plan
- Time per question: about 1.8 minutes each (240 minutes ÷ 130 questions). Practice at that pace.
- Both portions count: you must reach the pass mark on each portion — a strong national score does not make up for a weak Hawaii score.
- Where people lose points: math word problems, wording traps (NOT/EXCEPT), and state rules that differ from the national rule. Our formula sheet covers the math.
- Good to know: Hawaii's state portion tests leasehold, condominium and land-court concepts unique to the islands. Pass one section, fail the other = retake only the failed section. Apply for license within 2 years of the exam. Broker candidates have 75 national items vs 80 for salespersons.
State-portion topics published for Hawaii
- Ascertaining and disclosing material facts - Bureau of Conveyances/Land Court, tax office, statutory disclosures, environmental, Hawaii land history (8 items)
- Contracts (5)
- Financing (2)
- Escrow process and closing statements (3)
- Types of ownership - condos, co-ops, time sharing, land trust, PUD (4)
- Property management / Residential Landlord-Tenant Code (5)
- Land utilization - zoning, SMA, state land use districts (3)
- Title and conveyances (6)
- Professional practices and conduct (14)
Sample Hawaii practice questions
Original questions written from the law, each with an explanation and a citation. Hawaii-specific questions are coming soon; these samples come from the national portion.
A homeowner took out a mortgage before entering military service and defaults while on active duty. Under the Servicemembers Civil Relief Act, when is a foreclosure sale made during her service, or within one year after it, valid?
- Whenever the mortgage contains a power-of-sale clause
- Only under a prior court order or a valid SCRA waiver
- After 120 days of delinquency and written notice
- Only after she is discharged from active duty
Answer: B. For an obligation on property owned by a servicemember that originated before military service and is secured by a mortgage or deed of trust, a sale, foreclosure or seizure for breach during service or within one year after service ends is not valid unless made under a court order granted before the sale or under a waiver agreement that meets the SCRA's requirements.
Topic: Real Estate Finance · Source: 50 U.S.C. § 3953(a) and (c)
A buyer's lender requires a lender's title insurance policy. Does that policy protect the buyer's ownership interest?
- No; it protects only the lender's lien, so the buyer needs an owner's policy
- Yes; it protects the buyer's equity in the property in the same amount as the lender
- Yes; the buyer is automatically a co-insured for the first five years
- Yes; it converts to an owner's policy when the loan is paid off
Answer: A. A lender's policy insures the validity and priority of the lender's mortgage or deed of trust, up to the loan amount, and it ends when the loan is paid off. It does not insure the owner's title, so a buyer who wants protection must buy a separate owner's policy.
Topic: Transfer of Title & Closing · Source: ALTA Loan Policy of Title Insurance (2021), Conditions and Schedule A
Under the general rule, an owner whose parcel borders a non-navigable stream typically owns to:
- The mean high-water mark only
- The far bank of the stream
- The low-water mark on the near side
- The center (thread) of the stream
Answer: D. Where a stream is not navigable, the common-law rule is that the abutting owners own the streambed to its center line, subject to others' reasonable use of the water. Navigable waters follow different rules, with the state generally holding the bed.
Topic: Property Ownership & Interests · Source: Black's Law Dictionary (12th ed. 2024), "riparian owner"
Try the full 20-question Hawaii quiz
Frequently asked questions
How many questions are on the Hawaii real estate exam?
The Hawaii exam format we found is 80 national questions plus 50 Hawaii questions (130 in total) in 240 minutes. Confirm in the official handbook before exam day.
What is the passing score for the Hawaii real estate exam?
70% on each portion (salesperson); 75% broker (Official source).
How much does the Hawaii real estate exam cost?
The exam fee we found is $61, paid to PSI Services LLC. Fees change, so check the current handbook.
How many pre-licensing hours does Hawaii require?
60 hours for the entry-level license, according to the sources below. Pre-licensing education must come from a state-approved school; GablePrep is exam prep and is not an approved course.
Official sources for Hawaii
- Regulator: Hawaii Real Estate Commission (Real Estate Branch, Dept. of Commerce and Consumer Affairs)
- Exam provider: PSI Services LLC
- Official candidate handbook / content outline
Independent exam prep. Not affiliated with any state real estate commission or testing provider. Not an approved pre-licensing course. Not legal advice.