Mississippi real estate exam
Format, passing score, fees and what to study — compiled from the official candidate handbook and state sources, with a link and a confidence level for every fact. Last verified 2026-10-31.
Take the free Mississippi practice quiz Open the app
Mississippi exam format and requirements
| Fact | Value | Confidence | Source |
|---|---|---|---|
| Regulator | Mississippi Real Estate Commission (MREC) | Official source | Link |
| Exam provider | PSI Services LLC Bulletin copyright/updated 10/1/2023. | Official source | Link |
| National-portion questions | 80 80 (80 points); 5-10 experimental items additionally administered. | Official source | Link |
| State-portion questions | 40 40 (40 points); 5-10 experimental. | Official source | Link |
| Exam time (minutes) | 240 General 2.5 h + State 1.5 h = 4 h (120 questions combined). | Official source | Link |
| Passing score | 70% (56 of 80 points) general; 75% (30 of 40 points) state Note the state portion cutoff is higher than the national. | Official source | Link |
| Exam fee (USD) | $75 $75 covers both portions, whether 1 or both are taken; retakes $75. | Official source | Link |
| Pre-licensing hours | 60 60 classroom hours from a college/community college or MREC-approved pre-license provider; applicant must be a Mississippi resident, 18+. | Official source | Link |
| Languages | English Handbook/bulletin describes no non-English exam version; English presumed. | Secondary source | Link |
| Active licensees | 6356 Active salespersons per MREC Jan 2023 newsletter table (relayed via search summary; table layout hard to parse). Dated. | Secondary source | Link |
| New licensees / year | 1020 1,020 new applicants (first-time testers) in the last 6 months of 2022 per MREC Jan 2023 newsletter (relayed via search summary) - NOT an annual figure and not all salesperson. Salesperson first-time pass rate then wa… | Secondary source | Link |
“Official source” = read in a state agency page or the exam provider’s candidate handbook on 2026-10-31. Anything marked “Vendor claim” or “Not verified” should be confirmed before you rely on it. Fees and formats change.
What this means for your study plan
- Time per question: about 2 minutes each (240 minutes ÷ 120 questions). Practice at that pace.
- Both portions count: you must reach the pass mark on each portion — a strong national score does not make up for a weak Mississippi score.
- Where people lose points: math word problems, wording traps (NOT/EXCEPT), and state rules that differ from the national rule. Our formula sheet covers the math.
- Good to know: Mississippi pass rates on the salesperson exam are among the lowest in this batch (first-time ~24.5% in H2 2022 per MREC newsletter). Salesperson must be a MS resident. 3-month waiting period before re-applying after certain failures (see bulletin). Retake fee same as initial ($75).
State-portion topics published for Mississippi
- Powers and Duties of the Real Estate Commission (4 items)
- Licensing Requirements and License Maintenance (4 items)
- Property Condition Disclosures (4 items)
- Agency Disclosure and Duties to Parties (8 items)
- Out-of-State Brokers and Developers (4 items)
- Trust Accounts (4 items)
- Broker Responsibilities incl. Supervision of Sales Associates (6 items)
- Records and Documents (3 items)
- Advertising/Marketing/Internet (3 items)
Sample Mississippi practice questions
Original questions written from the law, each with an explanation and a citation. Mississippi-specific questions are coming soon; these samples come from the national portion.
A condominium owner who uses a wheelchair asks the homeowners' association for permission to install, at her own cost, a ramp to the common-area entrance of her building. Under the Fair Housing Act, the association:
- may refuse, because common areas are never subject to modification requests
- may not refuse a reasonable modification needed because of her disability
- must build the ramp itself and assess all owners for the full cost
- may refuse, because the Act covers only renters and not owners
Answer: B. The duty to permit reasonable modifications extends to public and common use areas and applies to homeowners' associations as well as landlords. The 2008 HUD/DOJ Joint Statement confirms that an association may not refuse a reasonable modification needed because of a disability. Under the Fair Housing Act, the requester generally pays for the work.
Topic: Fair Housing, Ethics & Federal Disclosures · Source: HUD/DOJ Joint Statement on Reasonable Modifications (Mar. 2008); 42 U.S.C. § 3604(f)(3)(A); 24 C.F.R. § 100.201 (premises)
Which institutional lender is most associated with making large, long-term loans on commercial properties using policyholder premiums?
- Credit unions
- Mortgage brokers
- Savings banks serving individual depositors
- Life insurance companies
Answer: D. Life insurance companies collect premiums that they invest for long periods, which suits large commercial real estate loans. Residential lending is done mainly by banks, thrifts, credit unions and mortgage companies.
Topic: Real Estate Finance · Source: Brueggeman & Fisher, Real Estate Finance and Investments (McGraw-Hill), mortgage-market and loan-type terminology
Before listing, a seller repaints a ceiling to hide water stains from a roof leak he knows is unrepaired, and he says nothing about it. A buyer who could not have detected the leak signs a purchase contract. Under general contract principles, the seller's act
- is lawful, because the seller made no oral or written statement about the roof
- is treated like a false assertion, so it can make the contract voidable by the buyer
- is irrelevant unless the buyer asked the seller a direct question about the roof
- limits the buyer's remedies to a claim against the listing broker
Answer: B. Action intended or known to be likely to prevent another person from learning a fact is equivalent to an assertion that the fact does not exist. Painting over the stains is concealment, a form of misrepresentation, so a buyer who justifiably relied may avoid the contract or seek other remedies. No spoken statement or direct question is needed.
Topic: Contracts & Leasing · Source: Restatement (Second) of Contracts § 160 (when action is equivalent to an assertion (concealment)); § 164
Try the full 20-question Mississippi quiz
Frequently asked questions
How many questions are on the Mississippi real estate exam?
The Mississippi exam format we found is 80 national questions plus 40 Mississippi questions (120 in total) in 240 minutes. Confirm in the official handbook before exam day.
What is the passing score for the Mississippi real estate exam?
70% (56 of 80 points) general; 75% (30 of 40 points) state (Official source).
How much does the Mississippi real estate exam cost?
The exam fee we found is $75, paid to PSI Services LLC. Fees change, so check the current handbook.
How many pre-licensing hours does Mississippi require?
60 hours for the entry-level license, according to the sources below. Pre-licensing education must come from a state-approved school; GablePrep is exam prep and is not an approved course.
Official sources for Mississippi
- Regulator: Mississippi Real Estate Commission (MREC)
- Exam provider: PSI Services LLC
- Official candidate handbook / content outline
Independent exam prep. Not affiliated with any state real estate commission or testing provider. Not an approved pre-licensing course. Not legal advice.